ACTIVE STEWARDS

Stewardship is the prudent allocation, management, and oversight of capital to foster long-term value creation and asset protection for beneficiaries.

FIDUCIARY SOLUTIONS

We believe investment stewardship is a fundamental part of our fiduciary duty, galvanizing relationships and producing superior outcomes for our clients’ long-term success.

OPEN-ARCHITECTURE PLANNING

Fully integrated and highly adaptive planning is achieved through individualized relationships and an intimate understanding of each client’s unique structure, values, and a full scope of their priorities. We recognize that there is no universal model for successful investment planning and pride ourselves on offering individually crafted and innovative solutions to each client based on their present circumstances. This design aims to protect, guide, and advance their current assets to achieve their future objectives. 

  • To obtain this wholistic understanding of the client, we commence with a discovery process of the client’s current balance sheet and estate plan. Our deep understanding of, and experience with tax planning, estate planning, entity architecture, and trust formation, allows us to effectively analyze and enhance current strategies where sophisticated asset protection and offshore planning are beneficial.

    • Family Limited Partnerships

    • Revocable Living Trusts

    • Irrevocable Trusts

    • Qualified Personal Residency Trusts

    • Generation Skipping Trusts

    • Charitable Remainder Trusts

    • Wyoming CLOSE LLCs (asset protection & discounting)

    • Offshore LLCs & Trusts (St. Kitts, Nevis, Cook & Cayman Islands

INVESTMENT POLICY DEVELOPMENT

Multi-stage, investment planning, execution, and oversight are accomplished through a deep and thorough collaboration with each client to methodically organize and implement their unique Investment Policy Statement (IPS). This serves as the governing mandate for each client and specifies the overarching planning targets, entity ownership structure, investment strategies, liquidity requirements, early & late-stage income projections, and tax-efficient multigenerational wealth transfer.

  • Each client’s IPS succinctly outlines their existing asset ownership and beneficiary structure with corresponding entities and trusts. This provides the foundation for additional planning, future asset redirection, and for the overlay of offshore trust and asset protection vehicles.  Every investment account is specifically identified with tailored risk management and investment parameters uniquely designed for those segregated assets.  We emphasize creative tax-efficient strategies throughout each IPS to ensure that each client is strategically positioned to minimize taxation.

    • Dividend Reinvestment Strategies

    • DCA (Dollar Cost Averaging)

    • Hedging Parameters

    • Offshore Tax Planning

    • Tax-Loss Harvesting Targets

    • Alpha-Generation (Options)

    • Dynamic-Portfolio Rebalancing

FAMILY-OFFICE SERVICES

The depth of our diligence and strength of our performance exceeds the demand of institutional investors while delivering the thoughtful service that is expected by family-offices.  By coordinating each client’s Investment Policy Statement with their estate and financial plan, we provide more meaningful solutions and services through a holistic view of the  client’s entire balance sheet.

  • Client service includes a wide range of customized solutions designed for each client’s specific needs and preferences. This varies for every client depending on life-stages, entity structure, board of directors, family investment committees, and annual bylaws planning mandates. Every client’s IPS outlines their individual service schedule, rebalancing targets, and comprehensive engagement summary which guide their unique service model. This intimate design bolsters the mutual commitment to regular communication and further strengthens the working relationship.

  • Personal Accounting

  • Administrative Reporting

  • Bill Payment Services

  • Expense Planning & Reporting

  • Budgeting & Forecasting

  • Record Keeping & Secretarial Services

  • Financial Statement Reporting

  • Aircraft & Waterborne Vessel Financing

  • Annual Tax-Document Management

  • Coordinated Tax & Legal Advisors

  • Coordinated Tax Preparation

  • Bi-monthly global markets summary

  • Coordinated P&C and L&H Insurance (Outsourced)

  • Cash Flow Modeling & Reporting

  • Integrated Banking & Private Trust

  • Payment Planning & Tracking

  • Consolidated Asset Allocation Reports

  • Coordinated Entity Structuring

  • Estate & Asset Planning

  • Income Tax Planning

FAMILY BUSINESS ADVISORY

We know that closely held businesses are quite often a family’s largest asset and the most important contributor to their wealth creation.  Our business advisory includes finance and related services to help family-offices and business owners navigate complex and sensitive needs with strategic initiatives, liquidity events, and cementing their family business legacy.

  • Our experience has shown us that often the most pressing concerns surround either corporate finance transactions or bolstering succession planning and stewardship. We have worked with family businesses ranging from $3M - $300M in annual revenue across a wide array of industries including manufacturing, industrial, technology, professional services, real estate development, medical, and multi-generation family foundations.  We have worked with business-owner clients when capital is required by helping to determine the optimal combination of debt and equity needed to achieve the owner’s objectives. We have also assisted these clients in analyzing the various liquidity alternatives available, including deploying cash flow, balance sheet leverage, and reorganizing cap-tables by selling equity. We have deep experience in helping business owners and families identify and select the appropriate investment bank or boutique advisory firm to assist with liquidity events.  Our understanding of tax- efficient finance and reinvestment strategies allows us to collaborate closely with the client’s other tax advisors in reducing capital gains liabilities to ensure they achieve the most successful outcome possible.

  • Credit & Finance Solutions

  • Specialty Lending Alternatives

  • Corporate Cash Management

  • Entity Tax Planning

  • Accelerated Depreciation Strategies

  • Buy/Sell Agreement Advisory

  • Generational Succession Planning

  • Cap Table & LBO Advisory

  • Coordinated Insurance (broker oversight)

  • Privately Held Qualified Plans

  • ERISA Plan Design & Oversight

    (PSP, 401K, DBP, DCP, ESOP)

  • Individual Participant Advisory

  • Coordinated TPA & Form 5500 Filing

  • Co-Fiduciary to QP Trustees

  • Coordinated Employee Benefits (PEOs)

REAL ESTATE ADVISORY

Having decades of firm-wide experience in real estate, we have invested in both public and private real estate offerings and various sub-sector asset classes.  Our strong relationships with leading institutional real estate equity firms have allowed us to engage in strategic partnerships to originate custom hard-asset real estate investments for select clients.  Additionally, we have considerable experience directing 1031 tax-deferred exchanges for diversified real estate assets and coordinating replacement investments with Qualified Intermediaries (QI).  Our experience also includes re-investment strategies that reduced depreciation recapture taxation from the sale of investment real estate, and tax-elimination strategies when divesting their business assets where real estate was a component of the transaction. Our conversance with deal structuring and due diligence include various specialty asset classes and coordinated tax strategies designed to create tax-favorable outcomes during ownership and at the time of divesture.

    • Self-Storage Assets

    • Multi-Family & Student Housing Assets

    • Data Center & Mission Critical Assets

    • Assisted Living & Medical Specialty Assets

    • Private Credit & Mezzanine  Alternatives

    • Senior-Secured & Convertible Notes

    • LP Buy-Out & LBO

    • Sidecar and Cap Table Advisory

    • Accelerated Depreciation Analysis

    • Cost-Segregation Analysis

    • Passive-Income & Passive-Loss Offset Management

    • Cap Rate & NOI Enhancement (Tax-Sheltering)

    • Qualified Intermediary Coordination

    • Alternative 1031 Replacement Assets

    • Non-Recourse Debt Replacement

    • DSTs & UPREITs